Frequently Asked Questions
Everything you need to know about Vecti, MTD, and how it all works.
About MTD
HMRC's programme to digitise tax. From April 2026, self-employed people earning over £50,000 must submit quarterly updates digitally.
If your gross self-employment and property income exceeds £50,000 from April 2026 (£30,000 from April 2027), yes. CIS gross payments count.
Quarterly income and expense summaries (4 per year) plus a Final Declaration after the tax year ends. In Vecti's model, the year-end Final Declaration step is accountant-led.
Q1: 5 August, Q2: 5 November, Q3: 5 February, Q4: 5 May. Final Declaration: 31 January.
About Vecti
Free plan available. Pro is £2.99/month or £29.99/year. No hidden fees.
Yes, 7-day free trial on Pro. Where web checkout is offered, it does not require a card to start; app stores may verify your payment method.
Vecti supports MTD quarterly updates and VAT submissions where those features are enabled in your version. Final Declarations are submitted by your accountant through Vecti.
Not for quarterly updates (you can do those yourself). For your Final Declaration at year-end, you can invite your accountant into Vecti so they can handle that step with you.
Security & Data
Server-stored data is encrypted at rest, and HMRC tokens and other sensitive credentials use additional secure storage. We use Supabase with row-level security and never share your data.
Yes. Export to PDF, CSV, or JSON at any time from the Export page.
HMRC OAuth tokens are encrypted and stored securely. We never see or store your HMRC password.
Accountants
Free portal. Manage connected clients, handle accountant-led year-end work, and offer services through Vecti where those service flows are live. No software fees.
For MTD clients, the planned flow is to connect your HMRC Agent Services Account and submit Final Declarations from Vecti. This is enabled where the agent submission feature is live in your version of Vecti.